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No Annual Fee Credit Cards: Rewards and Benefits Without the Cost
For many people, the idea of paying an annual fee for a credit card is unappealing. Fortunately, there are plenty of no annual fee credit cards available that offer valuable rewards and benefits without the yearly cost.
Best Cash Back Credit Cards with No Annual Fee:
Wells Fargo Active Cash® Card: This card offers an unlimited 2% cash back on all purchases with no annual fee. It's a great choice for people who want a simple and straightforward rewards card.
Chase Freedom Flex℠: This card offers 5% cash back on rotating quarterly categories (up to $1,500 spent), 3% on dining and drugstores, and 1% on everything else. It's a good choice for people who want to maximize their cash back rewards by taking advantage of bonus categories.
Citi® Double Cash Card: This card provides 2% cash back on every purchase – 1% when you buy and 1% when you pay. It's a great option for people who want to earn cash back on all their spending.
Best Travel Credit Card No Annual Fee:
Chase Freedom Flex℠: This card's rotating bonus categories often include travel, making it a good option for earning cash back on travel expenses.
Capital One VentureOne Rewards Credit Card: This card offers unlimited 1.25x miles on every purchase, every day; miles won't expire for the life of the account and you can earn a cash bonus after you spend a certain amount on purchases within 3 months from account opening.
Airline Credit Card No Annual Fee:
Delta SkyMiles® Blue American Express Card: This card offers 2x miles on Delta purchases and at restaurants worldwide, and there is no annual fee.
Best Reward Credit Cards No Annual Fee:
Wells Fargo Active Cash® Card: This card offers a simple and straightforward 2% cash back on all purchases with no annual fee.
Chase Freedom Flex℠: This card offers rotating bonus categories and other valuable rewards with no annual fee.
No Foreign Transaction Fee No Annual Fee:
Capital One VentureOne Rewards Credit Card: This card offers unlimited 1.25x miles on every purchase, every day; miles won't expire for the life of the account and you can earn a cash bonus after you spend a certain amount on purchases within 3 months from account opening. It also has no foreign transaction fees.
Delta Airlines Credit Card No Annual Fee:
Delta SkyMiles® Blue American Express Card: This card offers 2x miles on Delta purchases and at restaurants worldwide, and there is no annual fee.
Discover Card No Annual Fee:
Discover it® Cash Back: This card offers 5% cash back on rotating quarterly categories (up to $1,500 spent), 1% cash back on everything else, and Discover will automatically match all the cash back you’ve earned at the end of your first year. It also has no annual fee.
Remember, the best no annual fee credit card for you will depend on your individual spending habits and preferences. Consider what type of rewards or benefits you value most and compare offers from different issuers to find the best deal.
With careful research and responsible use, a no annual fee credit card can be a valuable financial tool that helps you earn rewards and build good credit without any additional costs.
